● Simple Application
● Point of Sale Interview
● Immediate decision
● Level, guaranteed premiums
● Riders available (May require additional premium)
Form Series 211311. Not available in all states.
The quote generated by this calculator is not a life insurance contract, binding, or an agreement to extend an offer for life insurance coverage. It is based on the listed factors and the applicable underwriting criteria for the product quoted. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. For specific details, please contact a Royal Neighbors agent.
Life insurance is underwritten by Royal Neighbors of America. Not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverages quoted are not FDIC insured.
● Simple Application
● Point of Sale Interview
● Immediate decision
● Level, guaranteed premiums
● 30% of Face Amount in year 1, 70% in year 2, and 100% thereafter
● Temporary Accidental Death Benefit for first two Certificate Years
● Riders available (May require additional premium)
Form Series 211312. Not available in all states.
The quote generated by this calculator is not a life insurance contract, binding, or an agreement to extend an offer for life insurance coverage. It is based on the listed factors and the applicable underwriting criteria for the product quoted. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required.
Graded Death Benefit - 30% of the face amount if natural death occurs in the first year, 70% in the second year, and 100% thereafter. If death occurs by accident in the first two years, 100% of the face amount will be paid to the beneficiary. If death is by accident in years 1 or 2, full death benefit is paid. For specific details, please contact a Royal Neighbors agent.
Temporary Accidental Death Benefit (Death Benefit if the cause of death is accidental) during Certificate Years 1 and 2 the Ultimate Face Amount will be paid.
Life insurance is underwritten by Royal Neighbors of America. Not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverages quoted are not FDIC insured.
● Simple Application
● Point of Sale Interview
● Immediate decision
● Level, guaranteed premiums
● Limited graded benefit for death from natural causes in the first two Certificate Years
● Temporary Accidental Death Benefit for first two Certificate Years
● Riders available (May require additional premium)
Form Series 221309 - Not available in all states.
The quote generated by this calculator is not a life insurance contract, binding, or an agreement to extend an offer for life insurance coverage. It is based on the listed factors and the applicable underwriting criteria for the product quoted. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. For specific details, please contact a Royal Neighbors agent.
Limited Graded Benefit if the cause of death is by natural causes - 110% of earned Premiums Paid (Excluding rider premiums, if any) during Certificate Years 1 and 2. 100% of Ultimate Face Amount will be paid in Certificate Year 3 and thereafter.
Temporary Accidental Death Benefit (Death Benefit if the cause of death is accidental) during Certificate Years 1 and 2 the Ultimate Face Amount will be paid.
Life insurance is underwritten by Royal Neighbors of America. Not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverages quoted are not FDIC insured.
● True point-of-sale, paperless application process
● Accelerated Underwriting process
● Protection for life
● Adult and Youth certificates
● Guaranteed death benefit
● Guaranteed level premiums
● Riders available
Form Series 211811. Not available in all states.
The quote generated by this calculator is not a life insurance contract, binding, or an agreement to extend an offer for life insurance coverage. It is based on the listed factors and the applicable underwriting criteria for the product quoted. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. For specific details, please contact a Royal Neighbors agent.
Life insurance is underwritten by Royal Neighbors of America. Not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverages quoted are not FDIC insured.
● Affordable coverage for all lifestages
● Fixed premiums
● Option to convert to permanent coverage
● Three convenient coverage periods
● Riders available
Form Series 1611. Not available in all states.
The quote generated by this calculator is not a life insurance contract, binding, or an agreement to extend an offer for life insurance coverage. It is based on the listed factors and the applicable underwriting criteria for the product quoted. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required.
The premium is level for the period indicated in the quote. Thereafter, premiums increase annually to age 95. For specific details, please contact a Royal Neighbors agent.
Life insurance is underwritten by Royal Neighbors of America. Not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverages quoted are not FDIC insured.
● Point of Sale interview
● Increase gift without probate delay
● Income tax-free wealth transfer
● One premium payment
● Guaranteed cash value and death benefit
● Access to cash value for emergencies
● Rider available
Form Series 241812. Not available in all states.
The quote generated by this calculator is not a life insurance contract, binding, or an agreement to extend an offer for life insurance coverage. It is based on the listed factors and the applicable underwriting criteria for the product quoted. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. Single premium whole life can be a modified endowment contract (MEC). Life-time benefits paid to the owner through a loan may be subject to taxation. For specific details, please contact a Royal Neighbors agent.
Life insurance is underwritten by Royal Neighbors of America. Not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverages quoted are not FDIC insured. May lose value.