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Product List

Age
Gender
Tobacco
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Age
Gender
Tobacco
State
Mode

Face Amount
Initial Cash Value:
Age
Gender
Tobacco
State

Important Disclosures for Form Series 1314 - Not available in all states.

Form Series 1314 - Not available in all states.

The quotes generated by this calculator are for the base insurance (no riders) and is not contracts, binders, or an agreement to extend life insurance coverage and are based on the listed factors and the applicable underwriting criteria. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. For specific details, please contact a Royal Neighbor agent.

Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured.

Form EM101; Rev. 1-2015

Important Disclosures for Form Series 1313 - Not available in all states.

Form Series 1313 - Not available in all states.

The quotes generated by this calculator are for the base insurance (no riders) and is not contracts, binders, or an agreement to extend life insurance coverage and are based on the listed factors and the applicable underwriting criteria. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. Single premium whole life can be a modified endowment contract (MEC). Life time benefits paid to the owner through a loan may be subject to taxation. For specific details, please contact a Royal Neighbor agent.

Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured. May lose value.

Form EM103; Rev. 1-2015

Important Disclosures for Form Series 1311 - Not available in all states.

Form Series 1311 - Not available in all states.

This is only a quote for the base insurance (no riders) and is not an offer or a contract. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. For specific details, please contact a Royal Neighbor agent.

Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured.

Form EM100; Rev. 1-2015

Important Disclosures for Form Series 1312 - Not available in all states.

Simplified Issue Whole Life Form Series 1312 - Not available in all states.

This is only a quote for the base insurance (no riders) and is not an offer or a contract.

The exact premium can only be determined after an underwriting review and may be different from the quoted premium. Graded Death Benefit - 30% of the face amount if natural death occurs in the first year, 70% in the second year, and 100% thereafter. If death occurs by accident in the first two years, 100% of the face amount will be aid to the beneficiary. For specific details, please contact a Royal Neighbor agent. Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured.

Form EM100; Rev. 1-2015

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Contact


Sales: 800-770-4561, Option 1, Option 5

Home Office: 800-627-4762

http://agent.royalneighbors.org

Final Expense Interview: 866-281-9228




Product Profiles

Essential Life and Youth Essential Life (Whole Life)

• Protection for life
• Adult and Youth policies
• Level, guaranteed premiums
• Guaranteed cash value
• Income tax-free benefits
• Riders available
Essential_Life_Youth_Product_Profile.pdf
Essential_Life_Product_Profile.pdf

SPWL

• Point of Sale interview
• Increase gift without probate delay
• Income tax-free wealth transfer
• One premium payment
• Guaranteed cash value and death benefit
• Access to cash value for emergencies
• Rider available
SPWL_Product_Profile.pdf

SIWL

• Simple yes/no application
• Point of Sale interview
• Immediate decision
• Level, guaranteed premiums
• Rider available
SIWL_GDB_Product_Profile.pdf

Graded Death Benefit (GDB)

• Simple yes/no application
• Level, guaranteed premiums
• 30%, 70%, or 100% death benefit in 1-3 years
• Rider available
SIWL_GDB_Product_Profile.pdf

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Disclosures

Essential Life and Youth Essential Life (Whole Life)

Form Series 1314 - Not available in all states.

The quotes generated by this calculator are for the base insurance (no riders) and is not contracts, binders, or an agreement to extend life insurance coverage and are based on the listed factors and the applicable underwriting criteria. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. For specific details, please contact a Royal Neighbor agent.

Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured.

Form EM101; Rev. 1-2015

SPWL

Form Series 1313 - Not available in all states.

The quotes generated by this calculator are for the base insurance (no riders) and is not contracts, binders, or an agreement to extend life insurance coverage and are based on the listed factors and the applicable underwriting criteria. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. A medical exam may be required. Single premium whole life can be a modified endowment contract (MEC). Life time benefits paid to the owner through a loan may be subject to taxation. For specific details, please contact a Royal Neighbor agent.

Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured. May lose value.

Form EM103; Rev. 1-2015

SIWL

Form Series 1311 - Not available in all states.

This is only a quote for the base insurance (no riders) and is not an offer or a contract. The exact premium can only be determined after an underwriting review and may be different from the quoted premium. For specific details, please contact a Royal Neighbor agent.

Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured.

Form EM100; Rev. 1-2015

Graded Death Benefit (GDB)

Simplified Issue Whole Life Form Series 1312 - Not available in all states.

This is only a quote for the base insurance (no riders) and is not an offer or a contract.

The exact premium can only be determined after an underwriting review and may be different from the quoted premium. Graded Death Benefit - 30% of the face amount if natural death occurs in the first year, 70% in the second year, and 100% thereafter. If death occurs by accident in the first two years, 100% of the face amount will be aid to the beneficiary. For specific details, please contact a Royal Neighbor agent. Life insurance is underwritten by Royal Neighbors of America, not licensed in AL, AK, HI, LA, MA, NH, and NY. Coverage's quoted are not FDIC insured.

Form EM100; Rev. 1-2015

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Copyright



Copyright:

Tapp Solutions, LLC

and

Royal Neighbors of America

Version 1.1.2

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